Phil Schmitz, Author at Schmitz Insurance, LLC d.b.a. Fox River Advantage, LLC

Insurance

Why Independent Agents Matter More in the Age of AI Automation

As major insurance carriers like Chubb move towards radical automation, aiming for significant staff reductions, the landscape of customer service…

Phil SchmitzDecember 18, 2025

Insurance

Why an Independent Agecny?

Why Working With an Independent Insurance Agency Makes a Difference Choosing the right insurance isn’t just about finding a policy—it’s…

Phil SchmitzDecember 16, 2025

Insurance

Increased cost of Dog Bite Claims

https://www.insurancejournal.com/news/national/2025/04/25/821236.htmRecent article in the Insurance Journal points out that dog bites cost US Insurers $1.6 Billion in 2024. Average cost…

Phil SchmitzMay 1, 2025

Insurance

Circle of Champions

I am thrilled to announce I have been awarded CMS recognition in the 2025 Marketplace Circle of Champions after I…

Phil SchmitzApril 23, 2025

Insurance

Talking about Flood Insurance

Understanding Flood Insurance for Homes: What You Need to KnowFlooding is one of the most common and costly natural disasters…

Phil SchmitzMarch 31, 2025