Trampolines and Risk of Injury

Many insurance companies will not accept trampolines on homeowners policies.

September 24th, 2002

Please read about the risk of injury involved with trampolines.  Many families are purchasing trampolines, unaware of the danger they pose.  Their popularity is fueled by a relatively low cost and high availability.  Follow these links to learn more about the dangers.

USA Today – Home Trampoline Danger – 1 Million visits to ER

AMERICAN ACADEMY OF PEDIATRICS –  trampolines should never be used in the home environment

Lynn Shimp knows how dangerous trampolines can be

If you are still going to use one – read these safety tips (CPSC)

As your risk management professionals, our goal is to keep you safe by first “avoiding risk” (don’t get a trampoline), second “reducing risk” (follow the safety rules), and finally “transfer the risk” (buy adequate insurance).  The homeowners insurer is concerned about neighborhood children who will naturally want to join your family on the trampoline.  If these neighborhood children get hurt, well, you can guess the rest of that story, somebody has to pay and here come the lawyers!  Of course the trampoline industry points out that the risk of death is much lower on trampolines than bicycles or swimming pools, but I don’t know if that is any consolation to a parent of a paraplegic child.  Let’s try not to find out.

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We CAN insure homes in Wisconsin with trampolines!

For More Information Contact:

SCHMITZ INSURANCE, LLC
137 N Forestville Ave POB 98
Tel: 920-856-6211
Fax: 815-301-9066
Internet: sales{ no spam }@schmitzinsurance.com