Insuring Farms in Northeast Wisconsin for over sixty years! Insure your farm with someone who is committed to insuring farms and use our experience to avoid problems with your coverage.
Key Benefits
- Independent Agent – we’re on YOUR side!
- Local “in-person” advice and service. You get to talk to people you know and can see in person.
- Choice of Carriers means the right coverage for you at the right price.
Capabilities
Farmowners Policy
The cornerstone of protection for your agribusiness. Covers you liability for farm accidents as well as specified losses to your home and farm property. Placement available with:
Northeastern Mutual – Local company based right here in Algoma, WI
Maple Valley Mutual – an “A” rated carrier based in Lena WI
Mt Morris Mutual – 1st to offer equipment breakdown coverage standard on all farm policies.
Wilson Mutual – the 4th largest writer of Farms in Wisconsin!
Farm Auto and Truck
Farmers generally get lower rates on their auto insurance due to their lower loss ratios.
Placement available with First Auto, Wilson Mutual, AAA, Hartford, Hanover or Progressive.
First Auto features very low annual rates for farm trucks over 10,000 lbs GVW and very low rates on farm autos driven to work.
Farm Umbrella Liability
Provides an additional layer of liability protection over your base farm and auto policies. Typically has a coverage limit of $1 Million or $2 Million or more. An important coverage to consider with today’s high jury awards and lawsuits.
Available thru First Auto, Maple Valley, Wilson Mutual and RLI. RLI will write over other companies auto and farm policies.
Crop Hail Insurance
Covers Hail and Vandalism damage to your standing crops as well as in-transit coverage. Typically this coverage is written with NO deductible and often costs less than one bushel per acre! Industry leading coverage from Farmers Mutual Hail. Storm predicted? Call us, we can still insure your crop even when the storm is on it’s way!