Providing insurance services for the small business owners of Door and Kewaunee County areas of Wisconsin. To begin investigating what we can offer, please visit our online insurance quote system.
Key Benefits of Schmitz Insurance
- Independent Agent – we’re on YOUR side!
- Local “in-person” advice and service. You get to talk to people you know and can see in person.
- Choice of Carriers means the right coverage for you at the right price.
Capabilities
Businessowner’s Policy
Choice of carriers for business insurance. One package with many coverages for your business including your tools and inventory, crime, loss of income, and liability. Carriers include Wilson Mutual, Maple Valley Mutual, Foremost, The Hartford, The Travelers, Integrity, and several others.
Business Auto Coverage
Choice of carriers for business auto exposure.
Employment Practices Liability
Included with Wilson Mutual Policies. Stand-alone policies are also available.
For Wilson policyholders, get free services at Wilson HR Help Line Your username is your policy number!
Cyber Liability
This is the newest threat to your business and possibly one of the worst risks you face. We have extensive knowledge of the new technologies used to run today’s small business and would be happy to show you how you can protect your livelihood from these dangerous and very costly attacks.
Workers Compensation
We can help you determine if you need workers comp and help navigate the right plan for you all the way from the state “pool” to the various plans and dividend options.
Click here to see who needs workers comp and the 9 point test for independent contractors
Independent contractor or employee?
Group Benefits
Choice of carriers for group life, health, and disability. We also feature Health Savings Accounts (HSA), Health Reimbursement Accounts (HRA), Flex 125 Cafeteria Plans, and the new QSEHRA, Qualified Small Employer Health Reimbursement Accounts that allow employers under 50 provide a fixed cost employee benefits program with employee choice to improve employee satisfaction while decreasing costs. We are certified agents for the new SHOP program that offers guaranteed issue, no underwriting, and employee choice of plans. With SHOP, your business can’t be singled out for rate increases based on your claims.
ACA Clone for Self Employed Businessowners – no income limit – any doctor or facility in the US that accepts Medicare. Fully ACA compliant and includes 10 “Essential Benefits” such as preventative care.
Security Breach
For Wilson Mutual policyholders, you get access to Identity Theft 911 Services. They will provide you with the education and materials to prepare in advance for a security breach. Then if a security breach does happen, they will step in a guide you through the process. Visit http://www.wilsonmutualidtheft.com to learn more.
Secure Email Service
Protect your business from privacy violations. Insurance is good but prevention is better. Use the secure email we use. Identillect